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Does the undertaking have a business liability insurance?

Not a register fact, so no automatic answer

Whether the enterprise has a liability insurance policy for businesses is not standard in the supply chain file. This is not information that comes from a register such as the statutory name or place of establishment — it is a policy fact that is only known if someone has deliberately recorded it. For this topic, "to be determined" is therefore usually the correct starting point, until someone within the enterprise retrieves the policy and fills in the answer.

Most customer questionnaires want to know three things here: whether there is coverage, for what type of liability (business liability, professional liability, or both), and up to what amount. A complete answer therefore requires more than a yes or no — the insurance certificate or policy page with coverage amount is the supporting document that a buyer usually wants to see. If the enterprise does not have a separate policy but does have coverage through a group policy of a parent company, then that is a nuance you mention with the answer, not something you resolve by answering "yes" anyway. If you are unsure whether a figure or amount may be shared, you can use the confidentiality button instead of guessing.

Why this is separate from the basic registration

The Trade Register Act 2007 establishes which information of an enterprise must be registered: name, registration number, place of establishment and the sector in which the enterprise operates. A liability insurance policy is not among these — it is not mandatory registered information but a choice by the entrepreneur themselves, recorded with an insurer. Therefore, the system cannot automatically derive this answer from the supply chain file as it can with, for example, the number of employees. The answer only arrives once the policy details have been entered once; after that it is reusable for every subsequent questionnaire.

This answer applies to any type of questionnaire, not only to your customer's sustainability questions, answered. The full explanation — with the sources, country-specific details and related topics — is on the umbrella site.

Read the full answer on supplia.eu

This is not legal advice. This page provides general information on the regulations this platform covers. We do not know your situation. If in doubt about your own case, consult a lawyer or the competent supervisory authority.

Written with AI based on the sources above, checked by a human on 2026-09-05. Is something incorrect? Let us know — corrections receive priority.